Short-Term/Payday Loans
An Honest, Independent Payday Loans Review
Payday Loans

A few years ago, short-term or "payday" loans were the business of shady loan-sharks who would charge
massive amounts of interest, and would probably break your legs if you were late paying it back.

Fortunately, things have changed. Today there are several reputable companies dealing in payday loans.
The good payday loan companies can provide you with a very quick decision - almost instant money - for a
set short period. And the good news is that, as long as you pay it back on time, these loans are not terribly

Payday Loans are (usually) only available to people who are in work, and who have a bank account. You
choose an amount to borrow, and set a date to pay it back. The money will be sent to your bank account -
so don't take out a payday loan if your bank account is overdrawn without permission - the bank will just
swallow your money and you'll be another day older and deeper in debt.

Also, payday loans can become very expensive if you miss the repayment date.

Modern payday loan companies may not break your legs - but they will rack up the interest on your loan
very quickly, and they will come after you (legally) if you fail to pay them back. So only take out a payday
loan if your are desperate, and you are certain that you can pay it back on time.

And remember, payday loan companies (like all loan companies) are not your friends. They are not  "giving
you a loan" out of kindness - they are "selling you a loan" for a profit. So shop around for the best deals.
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