| Top 10 Ten UK Credit Cards An Honest, Independent Credit Card Review |
We interviewed hundreds of people about their credit card experiences.
We asked them about value for money, hidden-extras, security, and customer service.
Alarmingly we didn't find a single UK credit card that was better than mediocre.
The entire UK credit card industry is based on ripping customers off - not on providing a good service.
Charges are ridiculously high, security is always one step behind the criminals, and customer service is shabby at best.
This is an appalling situation - but for the time being at least, we are stuck with it.
The only good news is the "Introductory Offers".
The credit card companies are competing hard for your business - and our advice is to take full advantage of this fact.
Make use of the best offers for as long as they last - and then switch to another credit card and another offer.
It pains us to "Recommend" any UK credit card - but for many of us they are a necessary evil.
These are the best of a pretty bad bunch - Rated by customer "satisfaction!"
Our customer satisfaction surveys are completely independent - None of these credit card companies has paid to
appear on our site. We have no affiliations or business connections with any credit card companies.
We asked them about value for money, hidden-extras, security, and customer service.
Alarmingly we didn't find a single UK credit card that was better than mediocre.
The entire UK credit card industry is based on ripping customers off - not on providing a good service.
Charges are ridiculously high, security is always one step behind the criminals, and customer service is shabby at best.
This is an appalling situation - but for the time being at least, we are stuck with it.
The only good news is the "Introductory Offers".
The credit card companies are competing hard for your business - and our advice is to take full advantage of this fact.
Make use of the best offers for as long as they last - and then switch to another credit card and another offer.
It pains us to "Recommend" any UK credit card - but for many of us they are a necessary evil.
These are the best of a pretty bad bunch - Rated by customer "satisfaction!"
Our customer satisfaction surveys are completely independent - None of these credit card companies has paid to
appear on our site. We have no affiliations or business connections with any credit card companies.
Virgin Money Credit Card
Card Issuer: MBNA.
Card Type: Mastercard.
No minimum income requirements.
Card Issuer: MBNA.
Card Type: Mastercard.
No minimum income requirements.
Post Office Credit Card
Card Issuer: Bank Of Ireland
Card Type: Mastercard or Visa
£25,000 PA Minimum income required.
Card Issuer: Bank Of Ireland
Card Type: Mastercard or Visa
£25,000 PA Minimum income required.
Egg Credit Card
Card Issuer: Egg
Card Type: Visa
No minimum income requirements.
Card Issuer: Egg
Card Type: Visa
No minimum income requirements.
MBNA Platinum Plus
Card Issuer: MBNA
Card Type: Visa
No minimum income requirements.
Card Issuer: MBNA
Card Type: Visa
No minimum income requirements.
Tesco Credit Card
Card Issuer: Royal Bank of Scotland
Card Type: Mastercard
£5,000 PA Minimum income required.
Card Issuer: Royal Bank of Scotland
Card Type: Mastercard
£5,000 PA Minimum income required.
Halifax All In One Mastercard
Card Issuer: Halifax
Card Type: Mastercard
No minimum income requirements.
Card Issuer: Halifax
Card Type: Mastercard
No minimum income requirements.
HSBC MasterCard
Card Issuer: HSBC
Card Type: Mastercard
No minimum income requirements.
Card Issuer: HSBC
Card Type: Mastercard
No minimum income requirements.
MBNA Platinum Rewards Card
Card Issuer: MBNA
Card Type: Mastercard
No minimum income requirements.
Card Issuer: MBNA
Card Type: Mastercard
No minimum income requirements.
Nationwide Classic Visa Card
Card Issuer: Nationwide
Card Type: Visa
£6,000 PA Minimum income required.
Card Issuer: Nationwide
Card Type: Visa
£6,000 PA Minimum income required.
NatWest Classic
Card Issuer: NatWest
Card Type: Mastercard
£6,000 PA Minimum income required.
Card Issuer: NatWest
Card Type: Mastercard
£6,000 PA Minimum income required.
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